Health Insurance Expansion

Helps Those In Need of

Insurance

Are you among the many who have recently lost your health insurance or haven’t had insurance in a while? There’s good news! Due to the COVID-19 pandemic, the Biden administration issued an executive order to re-open health insurance enrollment beginning February 15. This is an important change because it means you or you and your family can purchase health insurance protection RIGHT NOW. But keep in mind this enrollment period ends May 15, 2021. Many don’t realize there is financial help available to them. If you meet certain income requirements you may enroll through the Federal Health Insurance Marketplace. Enrolling via the Marketplace can provide a subsidy from the Federal government which offsets the cost of your health insurance. Subsidies are based on household income and the number and ages of household members. For example, if the cost of your insurance is $800 and you/your family qualifies for a $600 per month subsidy, you will pay $200 for health insurance. Enrollment through the Marketplace is certainly worth exploring. Subsidy thresholds are generous – a household of four can have annual income up to $103,000 (2020) and still qualify. If your income is greater than the subsidy allows, you can still apply but will have to pay the full cost of the insurance. Even then, we can help you find great coverage at reasonable rates. The enrollment is happening quickly so it is important to ACT SOON. This enrollment period is special because if you enroll through the Marketplace, your coverage is required to take effect the first day of the next month. If you enroll on February 25, you will have health insurance on March 1. Enrollment direct with a carrier after the 15th of the month means you must wait longer for your insurance to become active, so enrolling via the Marketplace is advantageous. Enrollment via the Marketplace can be a bit complex, but we have many new ways to help our customers we didn’t have before. Whether you need assistance enrolling, evaluating financial assistance, or evaluating your current coverage we can meet with you over the phone, via Zoom, or in person to answer your questions about health insurance and assist with enrollment. Visit our website today at www.charlottelehto.com to request more information or to book a meeting. Also there are Agents and Application Assisters available to help, for more information you can visit https://healthcare.oregon.gov. If you live here in Lincoln County on the Oregon Coast or the surrounding area, we would be happy to be YOUR FRIEND IN THE INSURANCE BUSINESS. REQUEST A QUOTE NOW or Call or visit us today – our office is next to the Wildflower Grill in Lincoln City, Oregon and our phone number is 541-994- 2884. And since we are friends, you can also send me an email anytime at charlotte@insurancestores.com.