Spring is Here!

Spring is right around the corner and we are sure grateful for it! Traditionally, spring is the time of year when many folks hop into ‘Spring Cleaning’…you know shaking off winter doldrums, tidying up home and yard as well putting some of our affairs in order which may include reviewing upcoming insurance policy renewals. I know, there is nothing fun or glamorous about reviewing your insurance policies, however, it is something that you should do once a year. Life presents changes for all of us. Our kids grow up and go to college, we remodel the kitchen, or the bath, or add on a deck, we buy a new car, boat or RV. Whatever is going on in your world, your insurance policies must reflect your CURRENT needs. If you haven’t met with your insurance agent recently, now may be the perfect time for you to contact your agent and request a review. If you are a homeowner this is especially important because of the fall wildfires. Open a dialogue with your agent regarding the dwelling coverage in your homeowner’s policy - you want to be sure that in the event of full or partial loss to your home, it can be rebuilt at full replacement cost value. At the same time, ask your agent about the value of an Umbrella policy that provides additional liability protection for you, your family, and your assets. Remember, our life changes all the time we owe it to ourselves to keep pace. Understanding the way insurance works and evaluating your specific needs can be a bit challenging. If you live here in Lincoln County on the Oregon Coast or the surrounding area, we would be happy to be YOUR FRIEND IN THE INSURANCE BUSINESS. Call or visit us today – our office is next to the Wildflower Grill in Lincoln City Oregon and our phone number is 541-994-2884. You may also visit our website at www.charlottelehto.com to request more information or book a meeting. Or feel free to send me an email at charlotte@insurancestores.com, we are always happy to help.